FIRST, we address your individual needs. We start out with getting to know you and your specific situation. How much debt do you have? What kinds of debt? What is your ability to pay off your debt? Once we understand your situation, we develop a personalized strategy to save you money and meet any additional personal goals you have.

SECOND, if debt settlement is an option for you, we use our leverage as bankruptcy attorneys to negotiate with your creditors to accept much less than the full amount as payment for your debt. Our competitors simply can’t negotiate from as strong a starting point. We have no minimum debt requirement and do not charge any fees until we save you money. Our fees are calculated on the amount we save you, so you can be confident that we will negotiate the best settlement possible.

THIRD, should you be sued by any of your creditors, we will defend you in court. You will already have an attorney who is admitted to practice in the State courts in Michigan and the United States District Court – Western District of Michigan working on your behalf.

FOURTH, we provide credit and budget counseling to help you improve your cash flow and avoid future financial problems. Most of our competitors don’t take this personal interest in your future financial freedom!

FINALLY, if you do not have sufficient money to settle your debt and your cash flow does not allow you to make payments over time, then bankruptcy might be your best option. If you need to file bankruptcy, you will have an experienced attorney who will personally help you through the bankruptcy process.

Other debt settlement companies simply can’t offer this complete type of service!